Why Choose LBC Capital?

Experience That Matters

As your trusted real estate partners in North Carolina, we have dedicated years to serving clients like you with diligence. Our deep understanding of the local market enables us to offer exceptional guidance throughout every real estate transaction. With expertise in residential investments, we serve not only as reliable lenders but also as strategic allies in your quest for success.

Expert Guidance at Every Step

Benefit from our expertise in hard money lending, as we guide you through the complexities of your loan application and structuring. Our dedicated professionals are focused on helping you define or refine your exit strategy. We offer personalized service tailored to align with your specific investment goals, equipping you with the insight and flexibility needed to make informed decisions and act promptly in North Carolina’s dynamic real estate market.

Solid Solution That You Can Trust

Take advantage of our hard money lending expertise as we navigate the complexities of your loan application and structuring. Our dedicated professionals are here to help you define or refine your exit strategy. We offer personalized, tailored service that aligns with your specific investment goals, empowering you with the knowledge and flexibility to make informed decisions and act swiftly in the dynamic North Carolina real estate market.

We Have Your Best Interest In Heart

At LBC Capital, we consider your success as vital to our own. We place a high priority on building enduring, trust-based relationships with our clients, founded on mutual respect. Our dedication to transparency throughout the lending process, combined with a steadfast focus on your investment achievements, establishes a partnership that transcends mere transactions, benefiting both sides in the long term.

How to Get a North Carolina Residential Hard Money Loan Without a Good Credit Score?

Although credit score and income are not the sole factors in determining loan eligibility, we do require certain documentation to assess your application. This typically includes a completed loan application, a recent credit report, bank statements, tax returns, and details about the property you intend to purchase or refinance. Our loan officers are here to assist you in collecting all necessary documentation, ensuring a streamlined process.

Understanding that each investor’s path is unique, we provide dedicated Personal Account Executives and an intuitive Online Portal designed to streamline your financing journey from application to closing.

Once you start your application, you will be matched with a Personal Account Executive whe will serve as your primary contact throughout the lending process. This dedicated professional offers:

  • Expert Guidance: Drawing on their extensive industry expertise, your Personal Account Executive will offer personalized advice, guiding you through the intricacies of real estate financing.
  • Customized Solutions: They collaborate closely with you to grasp your unique objectives ensuring the loan solution precisely fits your project requirements.
  • Continuous Support: Whether you seek clarification on loan options, require assistance with the application process, or need strategic advice, your Personal Account Executive is readily accessible via phone or email to assist you.

Online Portal: Streamlining Your Financing Experience

To complement the personalized service provided by your Personal Account Executive, our Online Portal offers a secure and convenient platform to manage your loan application and documentation. With 24/7 access from any location, the portal ensures that your investment journey is smooth and efficient:

  • Effortless Application Tracking: Monitor the progress of your loan application in real time, from submission to approval, keeping you informed at every step.
  • Document Management Made Easy: Upload and securely store necessary documents, such as financial statements, tax returns, and property information, ensuring they are readily accessible whenever needed.
  • Communication Simplified: Communicate directly with your Personal Account Executive, review messages, and receive updates seamlessly through the portal, maintaining clear and efficient communication channels.

Benefits of Working With North Carolina Residential Hard Money Lender

At LBC Capital, we pride ourselves on our flexibility and ability to provide tailored loan programs that adapt to your specific requirements. Our rapid funding process is made possible by managing our own funds and avoiding intermediaries, allowing us to consider various factors such as property condition, borrower experience, and profit potential when evaluating loan applications.

We cater to diverse property types in North Carolina, including fix-and-flip projects, single-family residences, and multifamily properties. Additionally, we offer refinancing and cash-out options to align with your investment objectives. Loan amounts range from $100,000 to $25 million, with rates starting at 8.99%. According to ATTOM Data Solutions, the average gross flipping profit for single-family homes in the United States reached $67,902 in Q3 of 2021. By opting for a hard money loan from LBC Capital, real estate investors can capitalize on these high profit margins and maximize their return on investment.

If you’re a real estate investor seeking a fast, flexible, and personalized financing solution, LBC Capital is here to assist you. Our hard money loan programs are crafted to meet the distinct needs of real estate investors, and our experienced loan officers will navigate you through the process, equipping you with essential information for informed investment decisions.

Apply now to start your real estate investment journey with confidence.
For deeper insights into real estate investment strategies, financing advice, and the latest market trends, please visit our Blog page.

Additional Benefits:

  1. Tailored Solutions: We offer customized loan programs that adapt to your specific investment goals and property types, including fix-and-flip projects and multifamily residences.
  2. Speedy Approval Process: Benefit from our streamlined application and approval process, ensuring quick decisions and fast funding to seize investment opportunities promptly.
  3. Expert Guidance: Our knowledgeable loan officers provide expert advice and insights, helping you navigate market complexities and optimize your investment strategies.

Apply now with LBC Capital to experience swift, personalized financing solutions tailored for your real estate investments in North Carolina. Our dedicated team is ready to guide you through the process, ensuring you have the support and information needed to make informed investment decisions. Take the first step towards achieving your real estate goals today.